Phone Script • (read this when you call): “Hi, my name is [Full Name]. I’m calling to update my identity information after the TransUnion data breach (include that only your current address should be on file and remove all aliases only your name on your ID) and to request removal of any unauthorized or unverifiable hard inquiries.” If the rep asks for clarification, say: “I recently learned about the TransUnion data breach and under the FCRA, I’m requesting to verify and remove all inquiries tha

MYTH: FinTech borrowers have lower access to credit