More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider.

Ever thought about refinancing your home? You hear the term - maybe see ads for it - but what’s the real deal? Is it a smart money move or a financial trap? FOX 5 real estate expert John Adams joined ...

Looking to purchase a home or refinance your current one? These are the interest rates to know for November 12, 2025.

After years of building equity in your home, you might find yourself needing access to funds. Indeed, the average U.S. homeowner now has about $207,000 in "tappable" equity – that is, funds they could ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

If you took out a mortgage in the last year or two, you might still be reeling from the closing costs you paid — and understandably hesitant to repeat the process even if mortgage rates have fallen ...

Refinancing a home could help you achieve short- and long-term goals. But in many cases, refinancing isn’t the only or best choice. When deciding if the disadvantages of refinancing a home loan ...

Home equity is a valuable financial resource. By definition, it’s the difference between your home’s value and how much you owe on your mortgage. For example, if your home is worth $500,000 and you ...

Homeowners are cashing in on years of home equity gains, even as mortgage rates remain elevated. The trend sent cash-out home refinancing activity to a nearly three-year high in the April-June quarter ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Against today's economic backdrop, then, it may make sense to refinance ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...