We’re enabling lenders to more accurately evaluate credit readiness, especially for consumers whose first credit experience is through BNPL.” BNPL services like Uplift, Affirm, Uplift and Klarna have ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

Fannie Mae and Freddie Mac will accept a credit scoring model for mortgage applications that captures rent and utility ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

The pool of consumers potentially falling into the subprime credit tier might grow by nearly 6 million individuals based on ...

You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...

Your credit score has a big impact on how easily and affordably you can borrow money - yet many people have no idea how it's ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

The company behind the FICO score is going to start including a person's 'buy now, pay later' payment history in its credit ...