America’s student loan system has not been “fixed”. It has been edited in the way bureaucracies edit: Not by tearing the building down, but by changing the doors, tightening the corridors, and ...

RAP is the only option for income-driven repayment.

Federal student loan laws are changing in 2026, with new limits on how much some parents and students can borrow. The caps are expected to push more borrowers to private student loans for college ...

Federal student loan rates have hit a record high. Here's how to know if a private loan is the better choice for you.

Borrowers could see more aggressive debt collection as well as delays and confusion during the transition, experts say.

Private student loans can help cover college costs once federal aid runs out. As with other types of borrowing, your credit score affects the interest rate you qualify for — with stronger credit ...

With federal student loan changes underway, more families may turn to private borrowing. We reviewed private lenders to find the best student loans for flexible payments, strong support and faster ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. More than seven million borrowers may soon see their student loan ...

US Secretary of Education Linda McMahon speaks during the daily briefing in the Brady Briefing Room of the White House in Washington, DC, on November 20, 2025. On January 16, 2026, the Education ...

Students received "misleading" advice from the government about loans to pay for their university education, the chair of a ...