If you're living paycheck to paycheck and drowning in debt, you may worry there's no way out. The good news: That's not the case! With just simple steps, you can break free from the burden of loans ...

To pay your debt off fast, you could consider an option that gives you an upfront lump sum of cash, like a home equity loan.

Putting money aside while also considering what you owe to others can be a tricky balancing act ...

Organize your finances so you can PAY OFF DEBT fast! You can download my TOTALLY FREE printable budget binder here! SIX FIGURE STUDENT LOAN DEBT. Yes. That’s me! Since we are getting all up in my biz ...

According to LendingTree, Americans owe $257 billion in personal loan debt as of the second quarter of 2025. And while paying off a personal loan can sometimes feel like it’s going to take forever, it ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

Hunter, a newlywed husband from Cincinnati, called into The Ramsey Show seeking advice on knocking out debt as a couple.

It's the time of year when even the best-laid budget plans get thrown aside, and credit-card balances start climbing. During the holiday season, it's common to set expectations high, which can easily ...

Debt can feel like an ominous cloud you just can’t shake. Maybe it’s a few bills piling up, or a mix of credit cards, loans, or other obligations. Whatever the size, it’s stressful. You don’t just ...

NEW YORK (AP) — The start of a new year usually brings new motivation to achieve goals like eating healthier or finally cleaning your basement. Many resolutions also focus on financial goals, such as ...