FHA loans require a minimum 3.5 percent down payment for borrowers with a credit score of 580 or higher. Borrowers with a credit score of 500 to 579 must put at least 10 percent down. Along with your ...

Borrowers with credit scores of 580 or less would have to put 10 percent down in cash in order to qualify for an FHA loan. (This may not hurt that many people, since few lenders will even grant a loan ...

WASHINGTON - For the past several years, the Federal Housing Administration has been the go-to financing resource for cash-strapped home buyers who couldn't come up with a big down payment. It has ...

Some of the requirements set by the Federal Housing Administration (FHA) to qualify for their home loans—favorable credit score, minimum down payment, and low debt-to-income (DTI) ratio—may not ...

For many prospective homebuyers, coming up with a down payment can be a massive obstacle to homeownership, especially when home prices are high. Federal Housing Administration (FHA) loans are one of ...

WASHINGTON — Federal Housing Administration Commissioner David Stevens defended the agency's plans to rebuild its capital reserves without across-the-board down-payment increases. Testifying at a ...

FHA loans were created to encourage and help first-time homebuyers since the down payment for these mortgages backed by the Federal Housing Administration can be as low as 3.5 percent. A traditional ...

House Republicans are floating a plan that would jack up the required down payment for homebuyers looking to secure a Federal Housing Administration-backed mortgage. The goal is to stabilize the ...

Saving up for a down payment, even a 3.5% down that FHA often requires, is an insurmountable struggle for a plethora of low-income, hard-working Americans. But about 150,000 families without the cash ...

Increasing the minimum down payment required for a Federal Housing Administration (FHA) loan from 3.5 percent to 5 percent could be a double whammy, affecting both potential homebuyers and the economy ...

FHA loans were created to encourage and help first-time homebuyers since the down payment for these mortgages backed by the Federal Housing Administration can be as low as 3.5 percent. A traditional ...