Most people know their payment history matters. Here's what else goes into that monthly report -- and how to use it.

What is an outstanding balance on a credit card? And when is this figure different from your statement balance? The terms “outstanding balance” and “statement balance” are sometimes used ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Most people should keep hard copies of credit card statements for at least 60 days. Business owners and charitable donors should keep credit card statements for at least six years in case of tax ...

Add Yahoo as a preferred source to see more of our stories on Google. A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet.

Credit cards offer convenience, security, rewards and the opportunity to build a healthy credit history. But exercise caution: When not used responsibly, debt can spiral out of control. Learning how t ...