This means that certain debt relief strategies, like using a balance transfer card to temporarily wipe out interest charges, ...

As financial uncertainty continues to impact households across the U.S., consumers with poor credit histories are ...

Key takeaways A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does mean the loan ...

Improving your credit after taking a hit isn’t always easy, but it’s doable. It depends on what happened, how long it’s been, ...

A bad VantageScore credit score is under 661, slightly more generous than FICO. However, VantageScore isn't used as often as FICO in lending decisions. A low credit score results from harmful ...

Generally, new credit is bad for your credit score, but only temporarily. ... is 30% of your credit score calculation — so how you manage your credit card balances is important.

To raise your score, you need to show you can manage debt by using credit products such as credit cards. But it's tough to qualify for these products without having a good credit score.

People with very poor credit have a VantageScore between 300 to 499, people with poor credit have a score between 500 to 600, people with fair credit have scores between 601 to 660 and good credit ...

High debt, missed payments, and lack of financial knowledge contribute to low credit scores, obstructing financial ...

But if you have a bad credit score — somewhere in the FICO range of 300 to 579 or VantageScore range of 300 to 600 — you'll miss out on these deals and often pay much higher in interest on ...